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But -- except for some pesky high-profile exclusives -- you also don't have to shell out money every time you want to hear a new song or album.

If you're interested in trying out streaming music, or want to switch services, there are many options out there with varying similarities and differences.

Monthly lease payments may be lower than loan payments, but at the end of the lease you have no ownership or equity in the car. Even if you don't own a car, there are times when you may need one.

When you rent a car, you're using a company's vehicle for a short period of time.

That includes Pandora , Slacker Radio, Tune In and i Heart Radio .

Those services play music stations based around a theme or artist, without you explicitly picking tracks.

Those so-called "music lockers" are available independently of the subscription services below, but also work in concert with them for subscribers of both.

For a rundown of the details, check out CNET's guide to music lockers.

It was the only place to stream Adele, Drake, Chance The Rapper and Frank Ocean's newest albums upon release and it remains the only service that streams Taylor Swift's "1989" record.A private owner sells the car "as is." If the car has defects when you buy it, the seller isn't required to repair them before you purchase it.Also, federal protections and rules, such as FTC's Buyer's Guide don't apply.You should still take the same steps as if you bought the car from a dealership.There are more factors to consider if you buy from a private owner.

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It is also fairly frequent in online role-playing games, such as MUDs and MMORPGs, though approval of this activity varies greatly from game to game.

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